Therapy Cost & Insurance in Ontario
Straight answers about what therapy costs in Ontario, how coverage works for a Registered Psychotherapist, and how to check your own plan — so you can decide with clarity.
Simple, transparent pricing
NoorMinds keeps fees clear and predictable. A free 15-minute consultation lets you ask questions before you commit to anything.
- ✻Free 15-minute consultation.
- ✻Individual therapy — $180 per 60-minute session.
- ✻Couples therapy — $225 per 60-minute session.
- ✻Couples therapy — $350 for a 90-minute extended session.
- ✻An insurance receipt is provided after every session.
How insurance works for a Registered Psychotherapist
Sessions are provided by a Registered Psychotherapist (RP). Many extended health benefit plans in Canada cover psychotherapy provided by a Registered Psychotherapist — but coverage varies by plan, so it's important to confirm your own.
After each session you receive a receipt showing the provider's name, CRPO registration, the service, and the amount paid, which you submit to your insurer for reimbursement. Health Spending Accounts (HSAs) and many workplace/EAP plans also commonly apply.
A few honest details
Psychotherapy with a Registered Psychotherapist is not covered by OHIP. NoorMinds does not currently offer direct insurance billing — you pay for the session and submit your receipt for reimbursement. The straightforward way to know your exact coverage is to ask your insurer the specific questions below.
What to ask your insurer
A two-minute call to your benefits provider usually clears everything up. Ask:
- ✻“Does my plan cover a Registered Psychotherapist (RP)?”
- ✻“What is my annual maximum for psychotherapy or mental-health services?”
- ✻“Do I need a doctor's referral for reimbursement?”
- ✻“Can I use my Health Spending Account for psychotherapy?”
Common questions
Does insurance cover therapy in Ontario?
Is psychotherapy covered by OHIP?
How much does therapy cost at NoorMinds?
Do you offer direct billing?
Do I need a referral?
What if cost is a barrier right now?
Questions about cost? Let's talk
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